PriorityHRA plans

Our small business PriorityHRASM plans offer greater flexibility and funding options for employers.  Depending on the plan, you can choose the HRA reimbursement option: Employee pays first, HRA pays first, or HRA and employee split 50/50. Learn more about reimbursement.

Once the employer contribution is used up on the deductible, the employee is responsible for all coinsurance and copayments until they meet the out-of-pocket maximum. Even if copayments occur, before deductible, the employee must pay them, too.

Plan highlights

  • Prescription coverage - Includes $20 copayment for generics
  • Cash rewards - Our Cost Estimator lets you shop for high-quality care at lower-priced facilities. Best of all? When you receive care at a fair-price facility, we'll send you a Visa® reward card.
  • No referral needed - Our plans don't require a referral to see a specialist
  • Optional dental coverage - Two Delta Dental PPO / Premier plans to choose from, both include annual exams and cleanings (learn more)
 

Select the right network for your employees

Still not sure?

HMO plans

PriorityHMOSM is our most popular health coverage option. It emphasizes health and wellness while managing medical costs, ensuring employees receive all the services they need, but none that are unnecessary. Members can go to any specialist in our network without a referral (but PCPs can coordinate medical care to help keep out-of-pocket costs low).

POS plans

PriorityPOSSM plan benefits employers who are looking for the flexibility of traditional health plan but need the cost savings of managed care. In this plan, we offer our same extensive provider network. Employees can choose an in-network primary care physician (PCP) and receive full benefits. Employees can also seek care outside the network without a referral, but must pay more for out-of-pocket expenses.

PPO plans

PriorityPPOSM offers employees the greatest freedom of choice by providing in-network and out-of-network options. Employers reap the benefits of a low-cost health care plan, while employees can choose to see Priority Health network providers and pay less or visit non-network doctors or hospitals and pay more.