2020 PriorityMedicare IdealSM (PPO)

Need "just in case" coverage? Here's a budget-friendly plan that balances low monthly premiums with affordable copays.

All Priority Health Medicare Advantage plans include:

  • Out-of-state travel benefit that covers you anywhere in the U.S. outside of Michigan at in-network costs
  • Ways to save on prescription drugs, with preferred pharmacy pricing and $0 copay on 90-day mail order tier 1 and 2 drugs
  • Preventive dental services, including exams and cleanings, plus routine hearing and vision coverage for hearing aids and eyewear
  • Extras like a free fitness membership with SilverSneakers®

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In-network benefits

Deductible

$0
The amount you'll pay for most covered in-network medical services before you start paying only copayments or coinsurance and Priority Health pays the balance.

Out-of-pocket maximum

$6,000

This is the most you pay during a calendar year for in-network and out-of-network services before Priority Health begins to pay 100% of the allowed amount. This limit includes copayments and coinsurance payments. It does not include your monthly premium or Part D drug costs.

Inpatient hospital care

$300 copay per day
Days 1-6
$0 copay per day
Days 7 and beyond

There is no limit to the number of days covered by the plan each hospital stay.

Doctor office visits

$15 copay
Each primary care visit
$50 copay
Each specialist visit

Authorization rules may apply.

Emergency & urgent care

$90 copay
Each emergency room visit
$50 copay
Each urgent care visit
Get emergency or urgent care services wherever you are in the United States or all over the world.

Lab services

$15 copay
Medicare-covered lab services

Diagnostic tests and procedures

$15 copay
Medicare-covered diagnostic procedures and tests

Authorization rules may apply.

Outpatient X-rays

$40 copay
Medicare-covered outpatient X-rays

 

Diagnostic radiology services

$150 copay
Medicare-covered diagnostic radiology services

Diagnostic radiology includes services such as MRIs and CT scans. 

Authorization rules may apply.

Radiation therapy

$30 copay
Medicare-covered radiation therapy services, such as cancer treatment

 

Preventive services

$0 copay
Annual wellness visit and preventive services covered under Original Medicare

See a list of preventive services covered at $0 copay. Any additional preventive services approved by Medicare during the contract year will be covered.

Preventive dental services

$0 copay
2 oral exams and 2 cleanings (regular or periodontal maintenance) per year
$0 copay

1 set of bitewing X-rays per year

Routine vision (by EyeMed)

$0 copay
1 routine exam (including refraction) & 1 retinal imaging per year
$100 eyewear allowance

Each year  

Routine hearing (by TruHearing)

$0 copay

Routine exam
$295-$1,495 copay
Per year, per ear for hearing aids from top manufacturers 

Hearing aid cost includes 3 fitting and follow-up evaluations within the first year and 48 batteries per hearing aid.

Routine chiropractic

$20 copay
(limit 12 visits per year)
$40 x-ray
(1 per year)

Out-of-state travel benefit


You'll pay in-network prices when seeking care anywhere in the U.S. outside of Michigan, when you see Medicare-participating providers. Learn more.
 
You may stay enrolled in the plan when outside of the service area for up to 12 months, as long as your residency remains in the service area.

Over-the-counter (OTC) benefit allowance

$75
Per quarter allowance

For use on drugs and health related products that do not need a prescription such as; allergy medication and eye drops. Learn more.

Virtual care

$0 copay
Per visit

Also referred to as "evisits" or "telehealth," virtual care is a cost-effective and convenient way to visit with a health care professional via phone or video for non-emergencies.

Companion care with Papa

8 hours
Per month
Connects college students ("Papa Pals") with Medicare Advantage members with chronic conditions who qualify for assistance with things like:
  • Household chores
  • Transportation
  • Meal prep
  • Companionship

Learn how you qualify.

SilverSneakers health and fitness program

$0 copay

For membership at participating SilverSneakers® fitness centers, plus access to online educational programs and SilverSneakers On-Demand™ workout videos.

 


Prescription drug benefits

Have questions on drug tiers? Learn more.

You have lower copays when you use a preferred pharmacy. See if your pharmacy is on the "preferred" list.

Part D prescription drugs deductible

$125

This deductible applies to the cost of all drugs on the plan's list of approved drugs, or "formulary." Download the formulary to see approved drugs or view the Approved Drug List on this website.

Tier 1 (preferred generic drugs)

$4 copay
Preferred retail (30-day)
$9 copay
Standard retail (30-day)
$0 copay
Mail order (90-day)

You pay copays for drugs on this plan's formulary until your total yearly drug costs reach $4,020.

Tier 2 (generic drugs)

$13 copay
Preferred retail (30-day)
$18 copay
Standard retail (30-day)
$0 copay
Mail order (90-day)

You pay copays for drugs on this plan's formulary until your total yearly drug costs reach $4,020.

Tier 3 (preferred brand drugs)

$42 copay
Preferred retail (30-day)
$47 copay
Standard retail (30-day)
$105 copay
Mail order (90-day)

You pay copays for drugs on this plan's formulary until your total yearly drug costs reach $4,020.

Tier 4 (non-preferred drugs)

50% coinsurance
Preferred retail (30-day)
50% coinsurance
Standard retail (30-day)
50% coinsurance
Mail order (90-day)

You pay copays for drugs on this plan's formulary until your total yearly drug costs reach $4,020.

Tier 5 (specialty drugs)

30% coinsurance
(30-day supplies only)

You pay copays for drugs on this plan's formulary until your total yearly drug costs reach $4,020.

Part D prescription drugs, while in the coverage gap

25% coinsurance
Covered generic drugs
25% coinsurance
Covered brand drugs

When you reach your total yearly drug cost (includes what our plan has paid and what you've paid) of $4,020, you'll enter what is called a coverage gap. At this time, you'll pay 25% of the plan's cost for covered generic drugs and 25% of the plan's cost for covered brand drugs, plus dispensing fee, until your total costs reach $6,350.

Most Medicare plans have this coverage gap (also called the "donut hole"), but not everyone will enter the coverage gap.

Part D prescription drugs, catastrophic coverage


After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $6,350, you pay the greater of either 5% of the cost OR a copay of $3.60 for generic and $8.95 for all other drugs.


Optional benefits

Enhanced Dental and Vision package


Optional benefit: Add additional dental and vision coverage to your plan for an extra $33 monthly premium, including additional dental coverage for things like crowns, root canals, extractions, fillings and more with $1,500 to spend each calendar year and another $150 per year toward year eyewear allowance.

Get details and learn how to add this coverage to your plan

PriorityMedicare IdealSM

Enroll now