Life changes happen, and when they do your health insurance may have to change, too.
If you experience a major life change, you may be able to change your health insurance plan or buy a new one through a Special Enrollment Period (SEP). See full list of qualifying life events and required documentation below.
Have questions? Call our enrollment specialists toll-free at 833.604.0219.
What is a Special Enrollment Period (SEP)?
You may still be able to enroll in a health plan if you qualify for a SEP. Qualifying life events vary and in most cases, you have 60 days following a major life event to change your plan or enroll for the first time.
Qualifying life events & required documents
- Birth of a child
Adoption papers or placement orders
- Foster care placement
Proof of placement
Court order naming legal guardian
- Moved to a different coverage area
Proof of new address (new driver's license or rental/mortgage agreement)
- Gained U.S. citizenship or qualified immigration status
Copy of citizenship/immigration papers
- COBRA coverage ending
Notice from your COBRA administrator
- Aging off a parent's plan
Proof of date of birth, copy of driver's license or passport
- Losing eligibility for Medicaid or CHIP
Copy of letter from Medicaid or CHIP
Copy of death certificate