2020 Postal employee premium rates

These rates do not apply to all enrollees. If you are in a special enrollment category, refer to your special "Guide to Federal Benefits," or contact the agency or Tribal Employer that maintains your health benefits enrollment.

Value option - New for 2020!

Our newest plan offering features our lowest premiums and better-than-basic benefits. Explore plan details

Self only (Y41)

$52.42 
Category 1
$45.32
Category 2

Your share of premium, bi-weekly.

Self plus one (Y43)

$115.32
Category 1
$99.71
Category 2

Your share of premium, bi-weekly.

Self and family (Y42)

$123.19
Category 1
$106.51
Category 2

Your share of premium, bi-weekly.


Standard option

You'll receive low premiums when you choose the standard option, but your share of the costs will be slightly higher when you get health care or fill prescriptions. Explore plan details

Self-only (LE4)

$59.74
Category 1
$51.65
Category 2

Your share of premium.  Biweekly.

Self plus one (LE6)

$131.43
Category 1
$113.63
Category 2

Your share of premium.  Biweekly.

Self and family (LE5)

$140.39
Category 1
$121.38
Category 2

Your share of premium.  Biweekly.


High option

You pay more each month for this plan, but you'll pay a smaller share of your medical and prescription costs when you get care. Explore plan details. 

Self-only (LE1)

$185.37
Category 1
$175.55
Category 2

Your share of premium.  Biweekly.

Self plus one (LE3)

$422.60
Category 1
$401.59
Category 2

Your share of premium. Biweekly.

Self and family (LE2)

$443.33
Category 1
$420.57
Category 2

Your share of premium. Biweekly.

Postal Category 1 rates apply to career bargaining unit employees who are represented by the following agreements: APWU, IT/AS, NALC, NPMHU, NPPN, and NRLCA. 

Postal Category 2 rates apply to career bargaining unit employees who are represented by the following agreement: PPOA.

Non-Postal rates apply to all career non-bargaining unit Postal Service employees.